Ridesharing services like Uber and Lyft have become increasingly popular in Indiana and across the country, offering a convenient and affordable alternative to traditional taxis. However, like any other vehicle on the road, ridesharing vehicles are prone to accidents, and when they occur, it can be confusing to know what steps to take. If you’ve been injured in a ridesharing accident in Indiana, it’s important to know your rights and the actions you should take to protect them.

1. Seek Medical Attention Immediately Your health and well-being are the top priority after any accident. Even if you don’t think you’re seriously injured, some injuries like whiplash or internal damage may not become apparent until later. Seeking medical care immediately after the accident will not only ensure your safety but will also provide necessary documentation if you need to file a personal injury claim later on.
2. Contact Local Authorities After a ridesharing accident, you should call 911 and report the accident to local authorities. A police officer will come to the scene to file an official report, which can serve as vital evidence if you decide to pursue a legal claim. The police report will include details of the accident, statements from the drivers and witnesses, and an initial determination of fault, all of which are important for your case.
3. Document the Scene If you’re physically able, it’s important to gather as much evidence as you can at the scene of the ridesharing accident. Here are some key steps to take:

• Take photos or videos of the vehicles involved, including any visible damage.
• Capture the license plates, driver information, and rideshare app details.
• Get contact information from any witnesses who saw the accident happen.
• Record weather conditions, road conditions, and anything else that may have contributed to the crash.

This documentation can help prove fault and support your claim for compensation.

4. Report the Accident to Uber or Lyft Both Uber and Lyft have specific protocols for reporting accidents involving their drivers. After making sure you’re safe and receiving necessary medical attention, it’s important to report the accident to the ridesharing company through their app. This will initiate the process of dealing with their insurance, which often covers accidents when the driver is “on the clock” or actively providing rides.
5. Consult with a Ridesharing Accident Lawyer Ridesharing accidents present unique legal challenges because they often involve multiple insurance companies. The driver’s personal insurance, the rideshare company’s insurance, and even your own insurance may all come into play. A skilled ridesharing accident lawyer will help you navigate this complex situation, negotiate with insurance companies on your behalf, and ensure you receive the compensation you deserve. Whether you were the passenger, another driver, or even a pedestrian involved in a ridesharing accident, the legal team at Habig Injury Law can evaluate your case and help you through the process.

Who Is Liable in a Ridesharing Accident?

Determining who is at fault in a ridesharing accident can be complicated. Several parties may bear responsibility, including:

• The rideshare driver: If the driver was negligent, such as by speeding, distracted driving, or driving under the influence, they could be held liable for the accident.
• Another driver: If the accident was caused by another vehicle, that driver’s insurance may be responsible for covering your damages.
• The rideshare company: Uber or Lyft may also be liable if the driver was on duty at the time of the accident. Their insurance policies typically cover up to $1 million in liability when the driver is transporting a passenger or is en route to pick someone up.

Understanding Uber and Lyft’s Insurance Policies

Rideshare companies like Uber and Lyft provide insurance coverage that may apply depending on the driver’s status at the time of the accident:

• Driver is offline: If the driver is not logged into the ridesharing app, only their personal insurance coverage applies.
• Driver is online, but no passengers: If the driver is logged into the app and waiting for a ride request, Uber or Lyft provides limited liability coverage for accidents.
• Driver is transporting a passenger or on the way to pick one up: When the driver is actively transporting a passenger or on their way to a passenger, Uber and Lyft provide up to $1 million in liability coverage.

Navigating these different insurance scenarios can be difficult, which is why having a ridesharing accident lawyer by your side is crucial.

Common Injuries in Ridesharing Accidents

Ridesharing accidents can lead to a variety of injuries, some of which may be severe or life-threatening. Common injuries include:

• Whiplash
• Traumatic brain injuries (TBIs)
• Broken bones
• Spinal cord injuries
• Cuts, bruises, and lacerations

It’s important to seek immediate medical attention for any injuries, no matter how minor they may seem, and follow your doctor’s treatment plan to aid your recovery.

What Compensation Can You Expect After a Ridesharing Accident?

If you’ve been injured in a ridesharing accident, you may be entitled to compensation for:

• Medical expenses: Coverage for hospital bills, surgeries, rehabilitation, and other necessary treatments.
• Lost wages: Compensation for time missed from work due to the accident or injury.
• Pain and suffering: Damages for physical pain, emotional distress, and loss of quality of life.

A ridesharing accident lawyer will review your case and help you determine the full extent of your damages.

Why You Need a Ridesharing Accident Lawyer

Filing a claim after a ridesharing accident can be overwhelming. Insurance companies may attempt to offer a quick settlement, which is often far less than what you deserve. A ridesharing accident lawyer can help you:

• Evaluate your case: A lawyer will review the circumstances of your accident, gather evidence, and build a strong case on your behalf.
• Negotiate with insurance companies: A lawyer will handle all negotiations with the rideshare company’s insurance, ensuring you receive a fair settlement.
• Represent you in court: If your case goes to trial, your attorney will fight for the maximum compensation possible.

Contact Habig Injury Law for Help After a Ridesharing Accident

If you’ve been injured in a ridesharing accident in Indiana, don’t wait to seek legal representation. Habig Injury Law is here to help. We have extensive experience handling ridesharing accident claims and will fight to secure the compensation you deserve. Contact us today for a free consultation and let us handle the legal process while you focus on recovery.