If you were partially to blame for a truck accident in Indiana, you can still recover compensation as long as your share of liability doesn’t exceed 50%. Under this modified comparative fault system, if a judge or jury determines that you were 51% or more at fault for the crash, you are legally barred from recovering any money at all. This is often referred to as the “51% cliff” because your ability to seek compensation drops to zero the moment you cross that halfway mark.

If you are found to be partially responsible but still under the 51% threshold, your total compensation is reduced by your percentage of fault. For example, if a court determines your total damages are $100,000 but finds you were 20% responsible because you were speeding, your award would be reduced by $20,000, leaving you with a final recovery of $80,000.